Post by nurnobisorker13 on Oct 28, 2024 4:43:51 GMT -5
Recently, the largest trading platform AliExpress offered its customers a new option – buying goods in installments. This is a good opportunity to buy an expensive product during the promotion period, even if you do not have the full amount on hand. In this case, the bank pays for the goods, and the client only needs to make monthly payments on time. Let's consider how to apply for an installment plan on AliExpress without unnecessary overpayments, what documents are needed for this and what limit can be expected when submitting an application.
Contents hide
1) Terms of purchase of goods in installments
2) What goods can be purchased in installments?
3) How to apply for an installment plan in a mobile application
4) How to buy goods in installments on AliExpress
5) Limit – what is it and how does it work
6) What is the benefit of installment on AliExpress
7) Is it possible to return goods purchased in installments?
8) How to apply for installment on AliExpress with Mokka
9) Conclusion
Terms of purchase of goods in installments
Installment on AliExpress is a limit that a credit institution issues to a user for purchasing goods. Within this limit, one or more purchases can be made.
Tinkoff Bank provides the opportunity to order the goods you like in installments on AliExpress, and it is not necessary to be a client of the bank. At the moment, the bulk telegram blast option is only available in the mobile application of the trading platform. The installment system is not yet active through the website. To understand how installments work on AliExpress, let's look at the terms of its registration and the principle of interaction between the client, the bank and the seller.
You can apply for installment payments on AliExpress under the following conditions:
the buyer pays the first installment 30 days after receiving the goods;
the limit is provided for a period of 4, 6 or 12 months;
minimum limit – 3,000 rubles;
maximum limit – 300,000 rubles;
the buyer must be registered in the Russian Federation;
the only document required is a passport;
in case of late payment a penalty is charged;
You can repay the debt early.
Installment on AliExpress works on the following principle: the bank immediately pays the entire amount for the order, the seller receives the money in a timely manner, and the buyer receives the goods, for the purchase of which he would have to save up for several months. In this case, the first payment on the loan is not required. The first payment will be debited from the card 30 calendar days after you have received and checked the quality of the goods.
Installment plan in AliExpress right now
No down payment or overpayments
Try it
What goods can be purchased in installments?
There are no restrictions on purchasing goods. On AliExpress, you can buy any product in installments. This can be household appliances, components for various devices, electronics, household goods, accessories for gadgets, decorative items, clothing, footwear, children's goods, etc. After the limit is approved, the service will be available permanently until you decide to terminate the agreement with the bank.
How to apply for an installment plan in a mobile application
If you have placed two or more installment orders, monthly payments for them will be debited on the same day. This is a convenient practice, since you will not have to keep track of several payment schedules.
To apply for an installment plan on AliExpress, you only need to provide the bank with scanned copies of your passport and link a card to your account in the mobile app, from which payments will be debited to pay off the debt. In order for the bank to approve your application, you must meet the basic requirements - have permanent registration in the Russian Federation and be over 18 years old.
The process of applying for an installment plan via the AliExpress mobile app is as follows:
Log in to your profile.
In the menu, click on the “Installment” item, study the information presented on the page and click “Checkout”.
The system will redirect you to the page for selecting a limit, which can be increased to 300,000 rubles.
By specifying the limit and clicking “Continue”, you will be taken to a new page to enter your personal data.
When filling out the form, you must indicate your full name, monthly income amount, current telephone number and date of birth.
After checking the data, it will be necessary to undergo a simple client identification, which will require taking a selfie with the main page of the passport in your hands.
After taking the first photo, add photos of the spreads with your registration address, registration address and place of residence.
After uploading passport scans, wait until your application is checked by a bank employee. If your credit history is positive, the application is approved within one day. The contract is signed via SMS. When purchasing goods in installments and paying off the debt, the available limit will change. After the purchase, the limit is reduced by an amount equal to the cost of the goods, while monthly debt repayment increases the limit by the amount of the payment made.
Installment payments are written off automatically according to the established schedule. If desired, the debt can be repaid early by paying the entire amount.
How to buy goods in installments on AliExpress
Once your application is approved and your limit is granted, you can start shopping on AliExpress. To do this:
Add products to your cart and click "Buy".
From the available payment methods, select "Installments".
Click the "Pay" button.
Your item will be delivered to the specified address. If the item is in good condition, the first installment payment will be automatically debited after 30 days. If you receive a defective item, you can return it to the seller.
Contents hide
1) Terms of purchase of goods in installments
2) What goods can be purchased in installments?
3) How to apply for an installment plan in a mobile application
4) How to buy goods in installments on AliExpress
5) Limit – what is it and how does it work
6) What is the benefit of installment on AliExpress
7) Is it possible to return goods purchased in installments?
8) How to apply for installment on AliExpress with Mokka
9) Conclusion
Terms of purchase of goods in installments
Installment on AliExpress is a limit that a credit institution issues to a user for purchasing goods. Within this limit, one or more purchases can be made.
Tinkoff Bank provides the opportunity to order the goods you like in installments on AliExpress, and it is not necessary to be a client of the bank. At the moment, the bulk telegram blast option is only available in the mobile application of the trading platform. The installment system is not yet active through the website. To understand how installments work on AliExpress, let's look at the terms of its registration and the principle of interaction between the client, the bank and the seller.
You can apply for installment payments on AliExpress under the following conditions:
the buyer pays the first installment 30 days after receiving the goods;
the limit is provided for a period of 4, 6 or 12 months;
minimum limit – 3,000 rubles;
maximum limit – 300,000 rubles;
the buyer must be registered in the Russian Federation;
the only document required is a passport;
in case of late payment a penalty is charged;
You can repay the debt early.
Installment on AliExpress works on the following principle: the bank immediately pays the entire amount for the order, the seller receives the money in a timely manner, and the buyer receives the goods, for the purchase of which he would have to save up for several months. In this case, the first payment on the loan is not required. The first payment will be debited from the card 30 calendar days after you have received and checked the quality of the goods.
Installment plan in AliExpress right now
No down payment or overpayments
Try it
What goods can be purchased in installments?
There are no restrictions on purchasing goods. On AliExpress, you can buy any product in installments. This can be household appliances, components for various devices, electronics, household goods, accessories for gadgets, decorative items, clothing, footwear, children's goods, etc. After the limit is approved, the service will be available permanently until you decide to terminate the agreement with the bank.
How to apply for an installment plan in a mobile application
If you have placed two or more installment orders, monthly payments for them will be debited on the same day. This is a convenient practice, since you will not have to keep track of several payment schedules.
To apply for an installment plan on AliExpress, you only need to provide the bank with scanned copies of your passport and link a card to your account in the mobile app, from which payments will be debited to pay off the debt. In order for the bank to approve your application, you must meet the basic requirements - have permanent registration in the Russian Federation and be over 18 years old.
The process of applying for an installment plan via the AliExpress mobile app is as follows:
Log in to your profile.
In the menu, click on the “Installment” item, study the information presented on the page and click “Checkout”.
The system will redirect you to the page for selecting a limit, which can be increased to 300,000 rubles.
By specifying the limit and clicking “Continue”, you will be taken to a new page to enter your personal data.
When filling out the form, you must indicate your full name, monthly income amount, current telephone number and date of birth.
After checking the data, it will be necessary to undergo a simple client identification, which will require taking a selfie with the main page of the passport in your hands.
After taking the first photo, add photos of the spreads with your registration address, registration address and place of residence.
After uploading passport scans, wait until your application is checked by a bank employee. If your credit history is positive, the application is approved within one day. The contract is signed via SMS. When purchasing goods in installments and paying off the debt, the available limit will change. After the purchase, the limit is reduced by an amount equal to the cost of the goods, while monthly debt repayment increases the limit by the amount of the payment made.
Installment payments are written off automatically according to the established schedule. If desired, the debt can be repaid early by paying the entire amount.
How to buy goods in installments on AliExpress
Once your application is approved and your limit is granted, you can start shopping on AliExpress. To do this:
Add products to your cart and click "Buy".
From the available payment methods, select "Installments".
Click the "Pay" button.
Your item will be delivered to the specified address. If the item is in good condition, the first installment payment will be automatically debited after 30 days. If you receive a defective item, you can return it to the seller.